Although, winter is a time which is accompanied with extremely cold climate across the world, many tourists see this time as an opportunity for them to elevate their heart rates and go for holidays abroad. Known to do the holidays like no other city in the world; New York, in the United States has never failed to charm tourists for its beauty. Even before any snowflakes can fall in this city, the entire city transforms into a magical winter wonderland. From skating in Central Park, visiting the Radio City Music Hall; there are many events and attractions that tourists can engage in.
So, this is the fun part of your trip; enjoying the break from your monotonous and mundane life and enjoying the culture of a different city, experiencing the charms of the season and even bringing in the New Year in a different manner. However, falling sick is not something you have planned for and there are always chances that you, your family members or friends may fall sick while on a holiday here. There are also chances of ‘accidents' occurring. This can drastically alter the purpose of your vacation and may also leave you financially drained, in case you require medical help while abroad.
One of the best ways to avoid incurring financial liabilities while on your vacation is to buy a travel insurance policy. Aimed at provided financial relief to people in case they face any sort of loss while travelling, these policies are known to be excellent sources of relief. There are many different types of policies that can be purchased and the amount of coverage varies according the amount of risk that is involved.
Some of the common risks that are covered under these policies include medical emergencies (accident or sickness), emergency evacuation, repatriation of remains, trip interruption, trip cancellation, accidental death, injury or disablement benefit, lost, stolen or damaged baggage/personal effects/travel documents, flight connections missed due to airline schedule and travel delays due to weather. These policies are also known to provide additional covers such as offering separate insurance for specific costs such as pre-existing medical conditions (e.g. asthma, diabetes, etc), sports with an element of risk (e.g. scuba diving, skiing, etc), acute on-set of pre-existing medical conditions, etc.
With foreign trips slowly picking up pace in India, the number of people applying for travel insurance too is increasing. This is facilitated not only because of the increase in the middle class (increased disposable income) of the society but also because of the fact that companies offer cheaper airfares, increased air connectivity, etc. Many of the travel companies offer attractive travel packages which constantly beckon and lure Indians to purchase them. Offered online, purchasing these policies is far more convenient in today's time than it ever has been before. Some of the different services that are provided along with these policies include emergency travel assistance and 24 hour service.
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Source Articles: http://www.articlesbase.com/insurance-articles/buy-a-travel-insurance-policy-before-you-travel-abroad-6875874.html
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